To recover financial compensation for your auto accident injuries, there are a few different avenues you may pursue. If the at-fault driver has insurance, you may file a claim with their insurance company. If the driver has no insurance (or insufficient insurance to cover your claim), you may also file a claim with your own insurance company for uninsured or underinsured motorist (UM) coverage.
Often, the insurance company may delay paying, deny your claim or make an inadequate offer of settlement. If this has occurred, or you are concerned that it might, it is probably a good idea for you to seek the advice of an experienced car accident attorney.
Your auto accident attorney in Georgia may also assist you in identifying exactly which parties are responsible for your accident or other sources of insurance coverage to cover the full extent of your claim. For example, if the vehicle involved in the crash is a work vehicle, there may be a commercial automobile policy available with substantially higher policy limits.
In some instances, you may be harmed because the vehicle itself suffered from a malfunction or defect, like when an airbag fails to deploy in a high-speed head-on collision, the seat or roof of the vehicle collapses, the ignition switch or accelerator fails, a tire blows out, or the vehicle has been subject to a safety-related recall. In those instances, you may also be able to explore a product defect claim against the automobile manufacturer, retail seller, or person responsible for performing service and maintenance on the vehicle.
Trucking accidents can happen anytime and for a variety of reasons, some of the most common include:
- Intoxicated driving
- Drowsy driving
- Distracted driving — including cell phone use, texting, using the radio, handling navigation devices
- Speeding / Reckless driving
- Poor weather conditions
- Dangerous or hazardous road conditions
- Low visibility
- Failure to keep up truck maintenance
- Failure to avoid person, child, or animal entering roadway
- Construction work zones
When semi-trucks are on the road, they can cause or worsen accidents in a number of ways, especially during harsh weather months. Trucks are often involved in serious accidents by jackknifing, overturning or rolling over, losing control as a runaway down a hill, and colliding with other cars, objects or people.
They may be family, friends, or loved ones, and it’s hard to imagine the recovery for these persons and the mounting medical expenses. This difficult time should not hinder any person from going back to work or having a normal life. As a result of the truck accident, victims have the right to claim compensation for incurred medical expenses, physical pain and suffering, lost wages, and potential future earnings.